How...

... to lose body fat
... to lose 5 per cent body fat
... to lose belly fat
... long does it take to lose belly fat

... so many questions and no easy answers or even if the answers are easy then how to action them

I seem to be losing 3 kg with every year - around 9 kg in last 3 years.
Calorie intake per day is 1500 kcal (has been like this since March 2014 for sure, before that - should have been the same, but were not calculating on daily basis).
Workouts - depends: at the moment playing tennis 5-6 times a week, would like to take up weight training again 3 times a week. Do not like running, but cycling - yes, could do.
Fat %: 28? It does not seem to change which is a bit weird, weight has come off a bit.

Where to get to:
Fat %: 20
Weight: no exact number, as long as the fat % is 20. At some point will be probably 53 kg (currently 56 kg)
Target areas: belly (problems with belly fat)+inner thighs

Sports to separate my time with: swimming (was swimming 3 times a week in May), bicycling (where to find time? outdoor and not indoor), tennis (tennis school 2 times a week+extra playing time?), weight training (3 times a week)

Seems that my training schedule for Autumn 2014 will be like this: 1 x swimming, 2x tennis, 3x weight training

But yes, I still would like to know how long does it take to get down to 53 kg and getting rid of the belly fat? Is it going too slow or am I being impatient?

What to try extra to cardio: for abs and for legs